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Ride Now. Pay Later.

At Bike Barn, we make it easy to get the bike of your dreams! We offer three convenient financing options for you to own the bike you want. Choose from our layaway plan, Trek’s Credit Card or lease-to-purchase from Progressive leasing. The bike of your dreams is only a click away. 



So you have had your eye on the perfect bike, don't wait and risk the chance that it disappears out of our store. We offer layaway and for just 25% of the purchase price, you can hold the bike and pay for it based on your budget. This is a really easy way to get your bike with no interest, no extra charges.  We will hold the bike up to 3 months and take great care of your new ride until you are ready to take it home. Come into any Bike Barn today and let us help.

Bike Financing

New options coming soon!


No Credit Needed Lease Purchase Options

Select your favorite bike and enjoy riding with an affordable lease purchase option from Progressive leasing. This is a no credit needed* lease purchase options for a nominal $49 initial payment.  This simple, lease purchase option provides you ownership of the bike after the lease payments are complete! 

To find out more or start your lease application.

  • When Prompted – Enter City or Zip Code
  • Find Shop – enter Bike Barn
  • Choose Location – Pick your closest Bike Barn
  • Estimate your Leasing Cost
  • Complete the online application

*No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

**Universal Disclosure: The advertised service is lease-to-own or a rental- or lease- purchase agreement provided by Prog Leasing, or its affiliates. Acquiring ownership by leasing costs more than the retailer's cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.